Product Spotlight – Intuitions® 20 Pay Whole Life Insurance
Purpose: Intuitions 20 Pay Whole Life Insurance is an individual whole life insurance plan with guaranteed level premiums payable for the first 20 years only and guaranteed cash value.
The attractive premiums and guarantees make this policy a good option to cover the entire family with future conversion rights for the spouse and children term riders. The policy is participating and eligible for declared dividends1 and builds cash value for your whole life!
Intuitions® 20 Pay Whole Life Insurance works for all ages:
for kids…
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Female Age 0:
- Death Benefit $50,000 including Guaranteed Insurability Option Rider2 $25,000
- Annual Premium = $298.50 (payable for 20 years)
- At age 20, the child has a paid up whole life policy that will continue to grow with cash value accumulation. And as an added benefit… the chance to increase the death benefit at specific option ages without evidence of insurability!
for young adults…
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Female Age 23:
- Death Benefit $50,000
- Annual Premium = $567.00 (payable for 20 years)
- At age 43, no more worries about life insurance premiums! You have a paid up whole life policy that continues to be eligible for declared dividends1, accumulate cash value, and most importantly, provides a death benefit.
for future retirees…
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Female Age 45:
- Death Benefit $50,000
- Annual Premium = $1,370.50 (payable for 20 years)
- At age 65, no more worries about life insurance premiums! You have a paid up whole life policy that continues to be eligible for declared dividends1, accumulate cash value, and most importantly, provides a death benefit.
Decide for yourself. Talk to your Woman’s Life representative or contact the Sales Department for details on how you can meet your family’s life insurance needs and only pay premiums for 20 years.
Learn more about Intuitions® 20 Pay Whole Life
Trust your intuition. Trust Woman’s Life.®
For more information, request a free, no obligation needs analysis with a Woman’s Life representative.
Premiums are based on standard non-tobacco rates. Subject to full underwriting. During the first two policy years, the Society may contest the policy for material misrepresentations in the applicatio. If death by suicide occurs in the first two policy years, the only benefit is return of premium. Not available in all states.
1 Dividends are not guaranteed.
2 Guaranteed Insurability Option Rider (GIO) is available at issue only. GIO will allow the purchase of additional coverage up to the option amount without evidence of insurability at specified ages (25, 28, 31, 34, 37, and 40) or alternative option events during the insured’s lifetime.
M11-3300 20PL
