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National President’s


                               Message



                                            his issue of  Woman’s Life magazine includes our annual report. We are
                                            pleased to provide you with the financial updates from 2022.
                                      T As always, this past year was about Woman’s Life living our mission and
                                      serving you — our members. Providing financial products and educational re-
                                      sources to help women and their families build financial security while creating
                                      opportunities and providing financial support for community outreach have been
                                      at the heart of everything we’ve done since we were founded in 1892.
                                        Woman’s Life has many things to be proud of coming out of 2022. Premiums
                                      continue to grow with our life insurance and annuity products being the tools with
                                      which we help our members build a strong financial future. Community impact,
                                      primarily through chapter activity, remained strong with more than $2,000,000 in
                                      time, talent, tangible donations, and supporting funds invested into our members’
                                      communities across the United States.
                                        We are also happy to report positive net income in 2022. As a fraternal benefit so-
                                      ciety, Woman’s Life is a not-for-profit entity; however, financial stability is important
                                      to the future of our organization. Positive net income and growth allow us to invest
                                      in the development of new products and services to best serve our membership.
                                        In the pages that follow, National Treasurer Julie Jagoda provides her annual
                                      high-level report on our financial results. In it, she highlights factors like the growth
                                      in surplus, our conservative investment approach, and the more than $14.1 million
                                      paid in certificate benefits. These are just some of the reasons we are proud of our
                                      performance in 2022 and have confidence as we face the challenges ahead.
                                        We work every day to continue to earn the confidence and trust that you have
                                      placed in us to help you prepare for a secure financial future. Trust Your Intuition,
                                      Trust Woman’s Life!

                                                            Sincerely,






                                                            Christopher Martin
                                                            National President











                                      Volume 129, Number 2

               Editor                    Writing and              Woman’s Life (ISSN 1093-9903) is published quarterly by Woman’s Life Insurance
               Christopher Martin        Editorial Direction      Society, 1338 Military St., Port Huron, MI 48060. Periodicals postage paid at Port
                                                                  Huron, MI 48061 and additional offices. POSTMASTER: Send address changes to
               National President        Carla Kalogeridis        Woman’s Life Insurance Society, P.O. Box 5020, Port Huron, MI 48061-5020.
               Club 11 Port Huron        Beverly Sturtevant       Woman’s Life is the official publication of Woman’s Life Insurance Society, a fraternal
                                         Kaló Media               benefit society serving the life insurance, financial and fraternal needs of women and
                                                                  their families. Circulation 23,000. All manuscripts and editorial inquiries should be
               Managing Editor                                    sent to the attention of the managing editor.
               Karen Deschaine           Graphic Design           Questions or comments? Call Woman’s Life at 1-800-521-9292, ext. 181.
               Director of Communications  Stewart Moon           ® Woman’s Life is a registered trademark of Woman’s Life Insurance Society.
               Chapter 757 Port Huron    Moon Design              All others are registered trademarks of their respective companies.
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