Value Life Insurance
It’s simple and guarantees budget-friendly premiums and protection for your whole life.

In this complicated world, there are some things that are simple – like the need to provide for and protect your loved ones. Value Life Insurance is a whole life insurance plan that is straightforward, accumulates cash value, and is designed to fit within a variety of financial plans.
Key Features
- Guaranteed low premiums compared to our Whole Life Insurance to help you afford protection for your loved ones with permanent life insurance
- Guaranteed level premiums so your payment never increases when premiums are paid on time
- Guaranteed cash value accumulation, which you can borrow from in the future
- Guaranteed protection for your entire life (up to age 121)
- Customizable with term riders
- Accelerated underwriting for policies with a face value of up to $50,000
- Convenient monthly electronic fund transfer payments, other options include quarterly, semiannual and annual payments
Important Advisories
- Minimums may be met with a $15,000 base and balance of a Term Rider (Term Rider minimums must be met).
- Loans will reduce cash values and death benefit. Loans are subject to a maximum effective interest rate charge of 8.0%, which if not paid is added to the loan debt. The policy will terminate if the loan debt equals or exceeds the cash value.
- Like all life insurance policies, this policy and any associated riders have exclusions, limitations, reduction of benefits, and terms under which the contract may be continued in force or discontinued. For costs and complete details of coverage, contact your representative or call 800.521.9292.
Value Life Insurance ICC21 WL; ICC21 WL SPN; 2021 WL FL and 2021 WL FL SPN.Term Life Insurance Rider ICC20 TRM RDR1; ICC20 TRM RDR1 SPN; 2020 TRM RDR1 FL and 2020 TRM RDR1 FL SPN.
Request a free, no obligation needs analysis with a representative for more information.
Make the Connection: Woman’s Life, a Trusted Fraternal Life brand, provides the financial protection you expect with the added benefit of helping those in need. When you plan ahead to protect your family’s financial security, you also help support scholarships, soup kitchens, charitable events, and more. Through our Chapter Financial Support Programs, we support communities to help neighbors, friends, and families. Click here to learn about the Communities and Causes supported by active Woman’s Life Chapters.
Woman’s Life® is a Trusted Fraternal Life™ brand. Life insurance and annuities issued by Trusted Fraternal Life, Milwaukee, WI. Not available in all states. Speak with a representative to learn about specific products, costs, and benefits and to determine which is right for your needs.